A Target Retirement Age (TRA) needs to be recorded if you operate a Lifestyle investment strategy as it triggers the start of the 'switching' process.

The TRA should accurately reflect the age at which you are planning to retire so that the Lifestyle process can be completed at the point of retirement. 

An inaccurate TRA can have an adverse effect on your Retirement Account if it is too early or too late. 

Any TRA you record is confidential to Pensions Trust and is not shared with IBM.