New investment options. More choice, more flexibility.
To meet members' needs more effectively and to take advantage of the latest investment techniques, the Trustee has updated the investment options available to you.
This new set of investment options has been designed with a range of 'typical' IBM members in mind, but only you have the complete picture of your financial and personal aims for retirement. You can find out more about the new investment options in the Choices section.
This section explains the new investment options available to you and what your choices are. It’s helpful to think about your Goals and Risk before you make your investment choices, so you might like to visit those sections first.The Trustee is not authorised to give financial advice and cannot advise you on which investment options might be best for your own specific circumstances. Consequently, this website is not intended to constitute financial advice in any way.
|Modeller: A simple tool showing how your Retirement Account builds up, what you can do to increase the value of your Retirement Account and the options you have at retirement.
|Risk Quiz: A quick way to find out how “risky” you are and how that relates to your investment choices.|
|Fund Sorter: Compare the investment funds available to you using this simple sorter.|
|My progress review: A worksheet for checking if your plans are on track.|
You'll need to think about your attitude to risk and reward, as well as your age, the number of years you have until retirement and any other investments and savings you have, as these will have an impact on your goals.
You can dip in and out of each section as you have the time.
If you're just starting to think about investment, you should start in the Goals section.
If you just want to update your investment choices, go to Act Now.
To get back to this page at anytime, click on the Home icon.