Choices
This section explains the different types of investment and what your choices are. It’s helpful to think about your Goals and Risks before you make your investment choices, so you might like to visit those sections first.
So, what choices do you need to make?
STEP 1: Default or not?
The M Plan has some default choices. Find out what these choices are and decide whether you should default or not.
STEP 2: Lifecycle, Lifecycle Plus or Freestyle?
You have two investment “methods” available to you – Lifecycle and Lifecycle Plus, which have a set selection of investment funds or Freestyle, which is where you can select your own investment funds. Find out more about Lifecycle, Lifecycle Plus and Freestyle.
STEP 3: What happens next?
Find out the key dates for the introduction of the new investment options or download an opt-out form.
