My age and risk
Save enough
Every few years you put off saving, you'll have to save more to get what you could have achieved originally.
The chart below shows the sort of level of saving you need to consider to achieve the level of income you want at retirement. For example, if at age 65 you want to receive 50% of your current income as pension and you start saving at age 30, then the indication is that you should be saving 15% of your salary towards your pension.
Click on the relevant age on the left to view the level of saving you need to consider for your target level of income at retirement.
The percentages shown in the chart include the 8% of your salary that IBM credits to your Retirement Account.
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Introduction |
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The sooner you start saving the better! |
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Save enough |
Take the right risks
It’s important to choose the right investments so that you’re not taking too little or too much risk at any given time. Find out more...
