How do I choose?
This area provides all the information about your investment options available in the IBM pension plans:
The Goals section helps you to think about what you’re aiming for.
The Risk section helps you to understand investment risk and how risky you are.
The Choices section describes the investment options available.
Visit these sections to find out more to help you make your decisions. If you want personal advice, visit the Independent Financial Advisers page of the website.
Once you’ve made up your mind, visit the Act Now section to let us know.
But why bother choosing?
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If you don't choose, your investment will be made in the default option – the Lifecycle or Lifecycle Plus options, with a default Target Retirement Age. But default options don't suit everyone. |
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Your choices have a direct impact on the value of your pension at retirement.That makes it even more important to get involved, so that you are aware how your pension savings are building up and the risks you are taking. Don't be put off and don't try to understand everything at once. Take your time to read the information in this area and seek Independent Financial Advice if you need help. |
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Why choose? Default choices don't suit everyone and the choices you make affect your pension at retirement, so take some time to understand this topic |
